It should again have been repaired and maintained in a way that keeps it true to its original design and specifications.

So, on that basis, it’s not all about Aston Martins and Porsches. Many insurance companies say a classic car is one that’s more than 25 years old. It has lived on, in the garages of collectors, who admire its style, simplicity and the creativity of its design. Nissan 300ZX Twin Turbo. It was only recently that non-M3 E30s became appreciating assets.



Some vintage cars quality as antique cars, but not all vintage cars are antique and vice versa.

But if you’re using car tax exemption as a cut-off point, then any car that’s aged 40 years or older is a classic. This website does not belong to, nor is it operated by AXA Insurance dac. Prior to joining CarInsurance.com, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News.Copyright © 2020 CarInsurance.com. However, some states allow you to drop coverage on a vehicle that’s not being driven – on the condition that you surrender the tag and registration.The reason rates are often lower is because of the restrictions placed on classics. For insurance and registration purposes, the age of a classic car, in most cases, is at least 20 years old but not more than 40 years old. For that reason they set rules stating what qualifies as “antique.” In most cases it is a car that’s over 45 years old. But as with many subjects in the motoring world, not everyone can agree on a single definition.

Extras may also be included, such as agreed value rather than market value if the car is written off.

We were happy to help the returning medics who answered Ireland’s call. Unlike the other two classifications, having had modifications does not necessarily keep a car from being a vintage car.As with any hobby, having a common vocabulary helps when you delve into the world of classic cars. Regarding the insurance itself, if you have more money in your car than what the blue book lists, you will need to get it appraised and get and get an "agreed value" insurance policy. Antiques may be defined differently than this depending on the state you live in, so it’s best to check on local classifications.A 1966 Ford Mustang is one example, but antiques can include more unusual vehicles such as:This classification definitely overlaps with antique cars. They see as 'classic' (basically) any car that is worth £15,000 or more, and aged 15 years or older. State DMVs, insurance companies, and classic car clubs classify each one differently.


Classic, antique, and vintage cars may also be classified differently depending on the state.

Or, maybe they’ll just add newer models.Meanwhile closer to home, one way to learn about your car is by joining an enthusiasts’ car club. Getting the distinctions between antique, classic and vintage cars down is an essential first step in helping you to communicate with other enthusiasts and is a good foundation on which to build.



We have a wide range to choose from, including a Jaguar and Daimler club, The Porsche Club, The Irish Mini Owners club and the MG Enthusiasts Club. For years it's been the go-to for enthusiasts looking for a fun car that can do it all on the cheap.





To learn about insuring a classic car, check out our The department of motor vehicles (DMV) definition for a classic car differs from state to state. This is one of those question that produces a different answer depending on who you ask. A car must be at least 20 years old, but not more than 40 years old to be considered a classic car.


A classic car is an older automobile, typically 20 years or older, though definitions vary. This principle covers vehicles built or registered in 1977.